Auto Insurance in Totowa, NJ

Auto insurance from an independent agency in Totowa

The Secret Insurance Agency is an independent insurance agency at 409 Minnisink Road, Suite #104, Totowa, NJ 07512 (phone 973-812-7327, Monday–Friday 8:30 AM – 5:00 PM). Auto insurance is one of the personal lines we write, alongside homeowners, condo, renters, umbrella and powersports coverage. As an independent agency we work with multiple carriers rather than one; the featured partners shown on our site include Chubb, The Cincinnati Insurance Company, The Hanover Insurance Group, The Hartford, NJM, Safeco, Selective, Travelers, UFG and Utica National.

What we look at before quoting your auto policy

Before we quote, we look at the vehicles and drivers in your household, how the cars are used day to day, and the liability limits you carry today. We also talk through whether a personal umbrella policy makes sense on top of your auto policy, so your coverage fits the way your household actually drives.

Frequently Asked Questions

Do I need a local agent in Totowa, or can I buy auto insurance direct?

Either works. What an independent agency adds is a person here in Totowa who can compare more than one carrier’s offer for the same household, and who services the policy afterwards — handling changes, answering claims questions and issuing certificates.

Which towns does The Secret Insurance Agency serve?

We serve Totowa and the rest of Passaic County, New Jersey, from our Minnisink Road office. Policies can be written for drivers anywhere in New Jersey.

Can I bundle auto with homeowners or renters insurance?

Yes. The agency writes homeowners, condo, renters and umbrella coverage as well, and can quote them together with your auto policy.

How do I get an auto insurance quote in Totowa?

Call 973-812-7327 during office hours or use our Contact Us page. Have your vehicle details, drivers’ licence information and current policy declarations ready.

Learn more about our Personal Insurance coverage, or Contact Us to get started.