Preventing Fire Hazards This Summer: Home and Business Safety Checklist

Summer in New Jersey brings longer days, outdoor gatherings and warmer weather — but it also brings an increased risk of fires. Whether you’re a homeowner or a business owner, taking steps now can help prevent fire-related accidents and protect what matters most.

From overloaded electrical systems to backyard grills and overheated kitchens, fire hazards are often hiding in plain sight. The good news? With a proactive checklist and a few smart precautions, you can greatly reduce your risk this season.

1. Electrical Inspections: Don’t Overload Your System

During the summer, many homes and businesses run air conditioners, fans and other equipment around the clock. This added demand on your electrical system can increase the risk of overheating and electrical fires.

For homes:

• Avoid plugging multiple high-wattage devices into a single outlet
• Check for frayed or damaged cords
• Use power strips with surge protection when needed

For businesses:

• Schedule a professional inspection, especially for older buildings
• Ensure that electrical panels are clear of clutter and labeled properly
• Train staff to report any flickering lights or buzzing outlets

Routine electrical maintenance is one of the most effective ways to prevent a fire before it starts.

2. Grill and Outdoor Fire Safety: Enjoy Without Risk

Backyard barbecues and outdoor dining are summer staples, but they also come with fire dangers. Improper use of grills or fire pits can quickly turn festive into fatal.

Safety tips for homes and businesses:

• Keep all grills and fire pits at least 10 feet away from structures
• Never leave a grill unattended while in use
• Make sure coals are completely cooled before disposal
• Keep a fire extinguisher or water source nearby

If you operate a business like a restaurant or café with outdoor cooking or patio heaters, regular checks and proper staff training are essential.

3. Proper Storage of Flammable Materials

Many household and commercial items are more flammable than you think. From cleaning products to paints and propane tanks, improper storage can turn a minor incident into a major disaster.

Best practices:

• Store flammable liquids in approved, clearly labeled containers
• Keep them away from heat sources and direct sunlight
• Make sure storage areas are ventilated and secured
• For businesses, follow OSHA guidelines and keep Safety Data Sheets (SDS) available for all chemicals

Whether you’re managing a home garage or a commercial storage room, keeping flammables stored safely is a must.

4. Kitchen Safety: Watch What You Heat

Kitchens are one of the leading locations for fire-related claims — in both homes and businesses. Summer tends to increase kitchen activity, especially for food-based businesses with extended hours.

For homeowners:

• Never leave a stove unattended
• Keep towels, utensils and paper products away from burners
• Have a fire extinguisher rated for kitchen use on hand

For businesses:

• Clean exhaust systems and grease traps regularly
• Conduct fire drills and employee training on emergency procedures
• Ensure all cooking equipment is up to code and serviced regularly

A small lapse in kitchen safety can cause thousands in damage and weeks of disruption — but it’s entirely preventable.

Stay Protected with Prevention

The summer season should be a time to relax and thrive, not worry about avoidable disasters. Preventing fire hazards in your home or business begins with awareness and routine safety checks. A few simple precautions can mean the difference between a safe summer and a serious loss.

At The Secret Insurance Agency, we care about your safety as much as your coverage. Our team helps families and businesses across New Jersey stay prepared for the unexpected. If you’re unsure whether your current insurance protects against fire-related damage, we’re here to review your policy and answer your questions.

Stay safe this summer — and let prevention be your best protection.

Need help assessing your fire risk or updating your coverage? At The Secret Insurance Agency, we make sure your coverage fits you — not the other way around. Contact us today for a personalized review.